• Law

    Exempt employers are not covered by workers’ compensation

    The NAIC Task Force on Workers’ Compensation Policy and the Changing Workplace has adopted the report Workers’ Compensation Policy and the Changing Workspace, which examines changes in the nature of work and the evolving landscape of legal employment. These changes change the nature of workplaces, as well as who is responsible for covering and providing benefits for occupational injuries and illnesses. This report makes several recommendations for how workers compensation policy should evolve to keep pace with these changes. Despite the statutes, some employers are exempt from carrying workers’ compensation insurance. For example, agricultural employers, domestic servants and employees with executive status are not covered by workers’ compensation insurance. Then…

  • Law

    Make sure that your workers’ compensation insurer covers all

    Workers Compensation – Important Rules to Keep in Mind When Claiming Benefits Workers’ compensation is a system that helps pay for medical expenses and lost wages caused by a workplace injury or illness. However, employers are not required to carry workers’ compensation insurance. The system is based on the state’s economy, so premiums and benefits may vary from state to state. Lumberjacking in Alaska is an example of a high-risk occupation, so premiums for this type of insurance are higher than those for other jobs. Some states also have secondary injury funds, which help cover disabled workers if they are injured again. These programs are very beneficial to employers as…

  • Law

    Workers Compensation Premiums and Costs

    Injuries and illnesses incurred while working are addressed by workers’ compensation. This program protects workers from the costs of a variety of circumstances, from legitimate workplace accidents to careless behavior. It also covers injuries that occur while traveling for work. This type of insurance can cover both short and long-term issues. However, before you make a claim, you should understand the basic requirements and the costs of premiums and filing a claim. workers compensation attorney nashville Cost of workers’ compensation insurance The National Council on Compensation Insurance, or NCCI, analyzes historical data to determine the average cost of workers’ compensation claims in each state. This information is used to calculate…